Gallatin County, Illinois Flood Risk Score

Gallatin County, Illinois has a 3.7 / 10 flood risk score from PerilScore v4 data.

Flood risk score
3.7 / 10
Lower risk
Confidence 20%
Snapshot 2026-06-17
Computed from decades of public weather data using physics-based probability modeling.
FEMA score
8.0
Riverine
4.3
Pluvial
0.6
Coastal
0
Risk Score (0-10)
3.7
Historical Events
No data

in the record

Avg Return Period
No data

years between events

Data Confidence
20%

Gallatin County, Illinois has a 3.7 / 10 flood risk score, which falls in the very high band and is in the 96th percentile among scored local areas in this model. The score was snapshotted on 2026-06-17 with 20% model confidence.

What drives this score here?

FEMA NFHL zone is the largest V4 contributor from registered local hazard drivers. For this location, the score card also highlights these model signals:

  • FEMA score: 8.0
  • Riverine: 4.3
  • Pluvial: 0.6
  • Coastal: 0

The strongest component metrics in the snapshot are:

  • Fema NFHL Zone: model component 0.160. The raw value is 8.00.
  • Riverine Flood Risk: model component 0.077. The raw value is 4.29.
  • 24 Hour Atlas 14 Rainfall: model component 0.060. The raw value is 7.0 in.

For flood exposure, the useful signals are FEMA zone score, riverine risk, rainfall-driven pluvial risk, coastal risk, compound interaction, and flood history. This snapshot shows riverine at 4.3, pluvial at 0.6, and coastal at 0.

How to read the location signal

This page uses the representative local model area around the county or parish centroid for Gallatin County, Illinois. That local model area is roughly 5 square kilometers, so the score is a practical place-level signal for browsing and comparison. The building-level view comes from entering a street address.

The confidence level is limited, so the score is best read as an early signal before checking the address-level result.

The source record for this page is: PerilScore local flood local model feature table with NFHL, Atlas 14, event, and compound drivers

Why building details matter

A street-address score can account for the unique characteristics of a specific building, including age, construction type, roof shape and condition, occupancy, elevation, defensible space, drainage, terrain, and nearby exposure. Those details can change resilience or susceptibility around the same location-level score.

Use this county page as the broadest browse layer before drilling into city and ZIP pages. Since the percentile is elevated, it is worth comparing nearby pages before relying on the area score alone.

Use the PerilScore app to enter a street address and see the full property-specific score.

Building-level address score

The local score is the starting point

A specific building can perform differently from the surrounding area. The PerilScore street-address check adds building age, construction type, roof details, occupancy, elevation, defensible space, drainage, terrain, and nearby exposure to the flood layer shown here.

PerilScore PerilScore

About this flood score

What does the flood score mean for Gallatin County, Illinois?
The 3.7 / 10 score summarizes long-run flood exposure for the representative local model area at this location’s centroid. It is best used as a local area signal before checking a street address.
Why can nearby buildings have different flood risk?
Building age, construction type, roof details, occupancy, elevation, defensible space, drainage, terrain, and nearby exposure can change resilience or susceptibility at the address level.
How do I get the building-specific score?
Use the free PerilScore app and enter the street address. The full score starts with the flood layer shown here and adds building and surroundings details for that property.

Want the full picture for a specific property?

The scores on this site show the representative flood layer for a local area. Enter a street address to add building age, construction type, roof details, occupancy, surroundings, and property-level context.

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